Guest Post by Monique If there were a way to measure the number of times that the word “frugal” has appeared recently in both online and offline articles, undoubtedly, the trend would show an escalating upward rise over the past few years. Over ten million people lost their jobs over the past decade, and although roughly 20% of those lost jobs have been regained, nearly one out of three American households have been forced by economic conditions to realize the true value of a single dollar in today’s world. For many, the process has been grueling, but for those that like a challenge, the learning process has been filled with minor triumphs. Victory gardens have found a new following, and living “green” can produce value from common sense conservation by simply lowering the thermostat. Living frugally need not mean living cheaply, but one must resist the constant stream of messaging that encourages all consumers to buy, buy, and buy some more. Minimalism may be a pejorative