Skip to main content

2010 Budget Review - $305 is My Average!


I did pretty good in December.  $307.79!  My goal is $300 a month including groceries and toiletries for my little family of 4.  Only one now in diapers thankfully, I had 2 until August.  I added up my total for the year and included the cost of newspapers .... my average was $305!!!  (I have 2 newspaper subscriptions totaling $78/year)

When I started last January my goal was $200.  I could do $200, but I choose not to..lol  I'm just not that cool.  $300 is respectable in my opinion, and somewhat easy to manage.  The months I go over are a result of meager planning efforts.
Planning is really the key.  If making and keeping a budget is something you want to do this year, this is what I do:

Choose a number:  I would go low just to see if you can do it.  Then adjust.  I started at $200 after being used to spending $600 to $800 a month!  $200 was too low for me though.   Choose a number that won't cause you coupon/deal stress, but will keep you reigned in.  


Start clean:  Grab an envelope to keep your grocery receipts in.  (or keep track somehow)  Write the amount on front so you have a running total.  This also helps if rebates come up, it's nice to have receipts organized by month.

Plan out meals when you plan your shopping list:  I can't believe how much this helps.  Look at what you already have and needs to be used!  Wasting food is not thrifty.  If you have something that's on it's way to the grave find a way to make it a freezer meal. :)  I do this a lot :):)  


Match coupons with sales:  Again...I can't believe how much this helps!  I used to post match-ups, but it takes A LOT of time, and by the time I would have it done it was already posted multiple times on various blogs and websites.....so I stopped :)  One of my favorites for Utah is Savvy Shopper Deals because she gets everything...not just a highlight.  Also Cuckoo for Coupon Deals has a local store coupon match-up map, see if your store is there.  

BLOGS:  Not only am I led to great deals and ideas on frugal living, but I'm continually inspired by others' experiences. Check out my blog roll to see some of my favorites.


Food Storage & Stocking Up:  A good thing about multiple newspaper subscriptions is being able to stock up on something when it's a GOOD price...meaning FREE or cents.  This way when you need it you aren't forced to pay regular price.  This way also keeps your food storage looking good for CHEAP!  I used to think we needed a bump in pay before we could work on it.  Instead we decreased our food budget and increased our storage!
Funny how that works.

Other Money Saving sites I love.

Good luck this year!  This is a good time to start saving money, plus it's so addicting!  Check out my bargain brags for some inspiration, here's hoping you'll be bragging soon. :)  

Comments

Veronica said…
very inspiring!! Thanks Audrey!
Hey Audrey!

I am returning the sweet gesture!
http://thefrugalfreegal.com/2011/01/i-was-featured.html

Thank you!
Thanks V!

Thank you Frugal Free Gal!! That was so nice of you! I'm sure you'll be featured often. :)
Amy said…
This is amazing! WOW! I can honestly say I have no clue how you do it. I coupon and can't seem to do it. Maybe it is the planning part. I am not very good at that. It does seem when I plan meals I actually spend more for some reason. Striving to do much better on my budget....

Popular posts from this blog

GIVEAWAY: ERGObaby Carrier! -CLOSED-

Winner I have carried my little boy in a baby carrier since he was born. I love the convenience of strapping him in and not worrying about the hassle of a bulky stroller. It's also a comfort to hold my little guy close and safe. When I had the chance to review the ERGObaby carrier, I was thrilled to try something that could extend my baby wearing days. My first test was a true one...Costco. I admit that I didn't really look at the directions when I put the carrier on in the parking lot. But I didn't need to! After one look at a picture in the user manual, I strapped my 20 pound boy in, placed my little girl in the shopping cart, and started on my way through the aisles of Costco. I immediately noticed that the carrier more evenly distributed my son's weight than my normal carrier and held my boy high so my legs weren't bumping into his. This made it significantly easier to tote him around the store. Indeed my normal trips to Costco are exhausting. But

GIVEAWAY: Lawry's Gift Pack!! -CLOSED-

Winner YUM!  I used a seasoning packet to make a Chimichurri Burrito Casserole and it was SO good!  I've always liked Lawry's products and I'm excited to try them all! Also I LOVE skewers!  We had a family get together a couple weeks ago and everyone brought meat and vegetables to put on skewers.  I wish I took pictures because they were so pretty!  :)  As you know from some of my previous food photos...sometimes good food ain't as easy on the eyes..lol  --Burrito casserole was also good lookin'. :) The Lawry's Gift Pack includes everything pictured above -Marinating Dish with cover -Set of skewers -Lawry's two new Marinades     Szechuan Sweet & Sour BBQ     Tuscan Sun-Dried Tomato -Lawry's New Seasoning Mixes     Asian Style Beef & Broccoli     Chimichurri Burrito Casserole     Mediterranean Sundried Tomato & Garlic Chicken     Tuscan Style Chicken Marsala with Garlic & Basil -Lawry's Seasoning Salt Here's how t

GIVEAWAY: $45 CSN Stores GIft Code! - CLOSED-

Winner As always CSN Stores is a great place to find just about anything.  They have a pretty cool laptop messenger bag for $45 that ships for FREE!  I've had great success using CSN Stores.  I've received everything pretty fast and just like I expected.  I hear they have great hassle free returns, but I haven't had to test that yet. :) You can seriously get lost looking around their 200+ online stores!  This Table top easel is also $45 and ships FREE, as most (but not all) items do. Or you can get all types of yoga equipment....and on and on.. CSN Stores is giving away a $45 Gift Code!! open to U.S. and Canada residents.  Code can be used at any of the 200+ stores. Here's how to enter:  PLEASE READ! This is a new way from what I've been doing, hopefully it will be easier. 1.  Leave ONE comment on this post stating what you would like to buy from CSN Stores after visiting their site. 2.    PLEASE FILL OUT THIS FORM TO ENTER GIVEAWAY . Additional Ent