Since I've been actively looking for deals and spending less money, I've bought things for cheap or gotten stuff for free that Im now putting in a Gift Box. So when holidays and birthday's roll around I'm prepared. Because what usually happens is I wait until the last minute and end up buying something lame and not on sale. This is what I have so far and it is included in my $218 total. I have no extra budget for gifts yet this year....maybe with this I won't need one.
Swagbucks and Shop At Home are helping as well. Both are free sites that reward you for doing what you already do online. Since last month I've earned $15 in Amazon gift cards and $23.22 with little to no extra effort. It's not a mortgage payment, but it eliminates a need for a gift or Christmas budget :)
I need a bigger box.... and its only January!
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